01
Invoicing and sales
Create clear invoices and quotes, keep customer balances up to date, and follow every payment through to your books.
- Invoices and quotes
- Customer payment tracking
- Credit notes and returns
Accounting for the way your business works
Make the numbers clear. Keep the books in balance.
FinOS Cloud brings accounting, invoicing and inventory together for African small businesses and their accountants—with payroll tools for Nigerian teams.
Free plan available Built for clear, auditable records
Business overview
Illustrative preview · sample figures
Invoiced
₦2,480,000
Sales recorded in your ledger
Awaiting payment
₦620,000
Open customer balances
Recent activity
Know what changed and when.
Customer invoice recorded
Sales · receivable updated
Bank statement reconciled
CSV import · matching reviewed
Role-based access and organisation-level records
One connected workspace
The everyday tools behind a more confident close.
Record a sale, follow what is still owed, manage stock and keep your accounting connected. Access to advanced workflows depends on your plan and your team permissions.
02
Accounting you can follow
Keep transactions connected to a proper double-entry ledger, with the records and checks your accountant expects.
- Chart of accounts and journals
- Period controls and audit history
- Financial statements
03
Stock and purchasing
See what you have, what you have ordered, and how stock movements affect your costs.
- Items, warehouses and transfers
- Bills and purchase orders
- Stock planning and costing
04
Payroll for Nigerian teams
Prepare payroll records and statutory schedules for review, alongside the rest of your business accounts.
- Employee and pay-run records
- PAYE and pension schedules
- Review before you submit or pay
05
Useful reports, not guesswork
Understand your position with reports drawn from the transactions already in your ledger.
- Profit and loss and balance sheet
- Receivables and payables ageing
- Cash flow and customer statements
06
A workflow for manufacturers
Manufacturing is a dedicated plan with production workflows layered onto shared accounting and invoicing.
- Bills of materials and production orders
- Work in progress and production costing
- Production and stock traceability
Available now and coming soon
Clear about what works today.
Use CSV statements for bank reconciliation today. We’ll announce live feeds and electronic invoice submission when each integration is approved, enabled and ready for customers.
Available
Bank reconciliation
Import a bank statement by CSV and review matched transactions against your books.
Coming soon
Live bank feeds
Automatic bank connections will be announced when available and approved.
Coming soon
NRS e-invoicing
Electronic invoice submission is being prepared with the integration partner. It is not included as an available plan feature today.
Plans that match the work
Start with the essentials. Add capabilities as you grow.
Transparent monthly pricing in Nigerian naira. Annual billing options are available when you choose a plan.
Free
₦0
forever
A clear starting point for a new or very small business.
- Core accounting
- Up to 20 invoices each month
- 1 user
- Basic reports
Starter
₦9,900
per month
For small businesses managing sales, purchasing and stock.
- Up to 200 invoices each month
- Up to 3 users
- Inventory and purchasing
- Quotes, returns and credit notes
Business
Popular₦20,000
per month
Full business accounting and day-to-day operations in one place.
- Full invoicing and accounting
- Up to 10 users
- Inventory, purchasing and reports
- Payroll for Nigerian organisations
Manufacturing
₦55,000
per month
Business capabilities plus production and traceability workflows.
- Everything in Business
- Up to 25 users
- BOMs and production orders
- WIP, costing and traceability
Need a tailored setup?
Custom plans are available for larger teams and specialised requirements.
Payroll is available to eligible organisations operating in Nigeria. Live bank feeds and NRS e-invoicing are coming soon and are not included in these plan features.
Built for responsible work
Your records stay yours. Your team sees what its role allows.
FinOS Cloud supports organisation-level records, role-based access, audit history and data export. Review our privacy policy and terms before you get started.
We don’t claim certifications or regulatory approvals we haven’t earned. Contact us for current security and data-processing information.
Frequently asked
Who is FinOS Cloud for?
FinOS Cloud is built for African small and growing businesses and the accountants who help them keep reliable books. Manufacturing teams can add production workflows on the Manufacturing plan.
Can I try it before paying?
Yes. The Free plan lets you set up an organisation and use core accounting with a limit of 20 invoices each month. You can review the paid plans before choosing an upgrade.
Are live bank feeds and NRS e-invoicing available now?
Not yet. CSV bank statement import and reconciliation are available. Live bank feeds and NRS e-invoicing are marked coming soon while their integrations and approvals are completed.
Does FinOS file tax returns or pay salaries for me?
No. FinOS helps prepare accounting and payroll records. Your organisation or adviser must review and submit statutory returns and authorise payments through its own approved channels.
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